Salam facilitates businesses involved in agricultural and industrial production or trade and the like. They need working capital in the form of either cash or goods. Hence, Salam meets immediate needs for liquidity because it gives the seller flexibility in using the sale proceeds (before the commodity is delivered) and the opportunity to arrange for the purchased commodity and its delivery to the buyer at the date of delivery.


  • Financing for production of agricultural commodities.
  • Salam shall be limited to the specified assets and not to the whole enterprise or business.
  • Financing for production of mineral
  • To finance commercial and industrial activities
  • Export financing